Terms of Service

Last updated: August 2026

Use at Your Own Risk

PayUtility provides fee calculations based on publicly available fee schedules from payment gateways. While we strive for accuracy, fees can change at any time. Always verify current rates on your gateway's official website before making financial decisions.

Not Financial Advice

PayUtility is a calculator tool, not financial advice. We are not responsible for any financial decisions made based on our calculations.

Availability

We aim to keep PayUtility available 24/7, but we do not guarantee uptime. The service may be temporarily unavailable for maintenance or technical issues.

Intellectual Property

The PayUtility calculator, design, and content are our original work. You may not copy or redistribute our content without permission.